Earlier this month, the California Housing Financing Agency (“CalHFA”) began taking applications for their Unemployment Mortgage Assistance Program (“UMA”), a federally funded program which offers unemployed homeowners up to $18,000 over six months to pay their mortgage. The UMA is one of four programs which are soon to be available under CalHFA’s Keep Your [...] . . .
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After a year of uncertainty over the future of the estate tax, we may soon get some clarity, though it may only last for two years. On Monday, December 7, 2010, President Obama announced a compromise with Republicans on an extension of the Bush Tax Cuts. The compromise is said to include a two-year extension [...] . . . Don’t forget your pets when estate planning. We all love our pets. In the U.S., 71.4 million households have at least one bird, fish, reptile, cat, dog or bunny. But what happens to our pets after we’re gone? Many of us estate plan because we want to protect of our children, to save on estate [...] . . . On Aug. 13, 2010, President Obama signed into law Public Law 111-230, which contains provisions that increase the petition fees on H-1B and L-1 petitions for petitioners with 50 or more employees in the United States with more than 50 percent of its employees in the US in H-1B or L (including L-1A, L-1B and [...] . . . The “Living Will” is a legal document that a person uses to make known his or her wishes regarding life prolonging medical treatments. It can also be referred to as an advance directive, health care directive, durable power of attorney for health care, or a physician’s directive. For those in California, the typical legal [...] . . . Most people put off estate planning because they simply do not want to think about their own death and think they are too busy to deal with it. But estate planning can be extremely helpful to your loved ones. Estate planning can not only make the transfer of assets simpler, but it can ensure that [...] . . . From Bloomburg, “The Obama administration will offer $1 billion in zero-interest loans to help homeowners who’ve lost income avoid foreclosure as part of $3 billion in additional aid targeting economically distressed areas.” [read more...] . . . CNN has a simple and clear explanation of how bankruptcy can help save your home from foreclosure. We often discuss the merits of filing for bankruptcy, but we do want you to remember that bankruptcy should be your last resort. Bankruptcy is not the cure all for everything and everyone. Filing for bankruptcy will stop [...] . . . Having trouble paying your bills? Worried about losing your home or your car? Tired of constant notices from creditors? If so, you’re not alone. Many people face a financial crisis some time in their lives. The crisis can be caused by personal or family illness, the loss of a job, or overspending. No matter what the reason, [...] . . . According to USA Today, there are expected to be 1.7 million bankruptcy filings in 2010, the most since the bankruptcy laws were revised in 2005. But many Americans “who need bankruptcy protection but cannot get any benefit from it or simply cannot afford to file. As their financial problems worsen, that hurts everyone because it [...] . . . |
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