Up to $18,000 for Unemployed California Homeowners

   Earlier this month, the California Housing Financing Agency (“CalHFA”) began taking applications for their Unemployment Mortgage Assistance Program (“UMA”), a federally funded program which offers unemployed homeowners up to $18,000 over six months to pay their mortgage.

The UMA is one of . . .

Weakened Estate Tax May Return in 2011-2012

The estate tax set to return in 2011 as part of President Obama's tax compromise

After a year of uncertainty over the future of the estate tax, we may soon get some clarity, though . . .

Pet Trusts

Don’t forget your pets when estate planning. Don't forget your pets when estate planning.

We all love our pets. In the U.S., 71.4 million households have at least one bird, fish, reptile, cat, dog or bunny. But what happens to our pets after . . .

Estate Planning Basics

Estate Planning BasicsMost people put off estate planning because they simply do not want to think about their own death and think they are too busy to deal with it.

But estate . . .

$1 billion in zero-interest loans to help homeowners who’ve lost income is coming soon.

From Bloomburg, “The Obama administration will offer $1 billion in zero-interest loans to help homeowners who’ve lost income avoid foreclosure as part of $3 billion in additional aid targeting economically distressed areas.”  [read more…]

1.7 million bankruptcies in 2010, but only a fraction of those that need it are filing

According to USA Today, there are expected to be 1.7 million bankruptcy filings in 2010, the most since the bankruptcy laws were revised in 2005. But many Americans “who need bankruptcy protection but cannot get any benefit from it or simply cannot afford to file. As their financial problems worsen, that hurts everyone because . . .